Collect payments,
not paperwork
NilePay is a merchant of record that sits between you and payment providers. Install our SDK, skip the paperwork, and start collecting payments in minutes. Built for African developers.
Everything you need to collect payments
From multi-gateway resilience to automatic tax filing, NilePay handles the complexity so you can focus on building.
Minimal KYC
Just a national ID and phone verification. Skip the mountains of paperwork other providers demand and start collecting payments today.
SDK-First Integration
Clear methods, well-documented SDKs for every language. No raw endpoints to wrestle with, just install and call.
Real-time Metrics
Full visibility into your revenue, transaction logs, and performance metrics. Everything updates live on your dashboard.
Multi-Gateway Fallback
If one payment provider goes down, NilePay switches automatically. Your customers never notice a thing.
Auto Notifications
SMS, emails, receipts, and invoices sent automatically on every transaction. Turn them on and forget about them.
EFRIS Tax Resolution
Automatic tax reporting to EFRIS. Fully transparent, completely optional. Toggle it on when you need it.
Smart Tagging
Tag transactions for aggregation and insight beyond standard credit and debit. Built for how African businesses actually work.
Developer First
Clean APIs, comprehensive docs, and sensible defaults. Build the exact payment experience your users deserve.
Trusted across Africa
Businesses of all sizes rely on NilePay to collect payments and grow.
Get started in 3 steps
From sign-up to your first payment in minutes, not weeks.
Create Your Account
Sign up and verify with just your national ID and phone number. No lengthy paperwork, no weeks of waiting. You are ready in minutes.
Install & Configure
Install our SDK for your language or framework, grab your API keys from the dashboard, and configure your payment flow.
Start Collecting
Accept payments instantly. Every transaction shows up in real-time on your dashboard with full logs and metrics.
How the Merchant of Record works
NilePay acts as the legal seller on your behalf, handling compliance, taxes, and provider relationships so you don't have to.
Simple, transparent pricing
One straightforward rate. No monthly fees. No hidden charges. Only pay when you collect.
Per transaction
Our base rate covers all processing, compliance, and gateway routing costs. No monthly fee, no setup fee.
What's included
Optional add-on services
Enable only what you need
SMS Notifications
Sent to your customer on each transaction
UGX 50
per SMS
Email Receipts
Automatic receipt emails on every payment
Free
Auto Invoicing
PDF invoices generated and emailed automatically
Free
EFRIS Tax Resolution
Automatic tax filing to EFRIS on your behalf
UGX 200
per transaction
Cross-border Payments
For payments outside Uganda
+1%
per transaction
Subscription Payments
For recurring payment flows
+0.5%
per transaction
Example breakdown
UGX 100,000 subscription from abroad with all add-ons enabled
No hidden fees
Payout fees are charged by the payout provider and passed through at cost. NilePay adds zero markup on payouts.
- Full and partial refunds supported
- Transaction fees are non-refundable
- NilePay may issue refunds within 60 days to reduce disputes
- UGX 55,000 per dispute regardless of outcome
- Charged by underlying card networks
- High chargeback rates may lead to account review
- Manual withdrawals — you control the timing
- UGX 5,000 per payout transaction
- No NilePay markup on payout fees
- Custom rates for high-volume businesses
- Dedicated account manager
- Contact us to discuss your needs
Get in touch
Questions about pricing, volume rates, or anything else — we'll get back to you quickly.
Frequently asked questions
Everything you need to know about NilePay.